Last Updated: December 2, 2025
Please read these Terms of Service (the "Terms") and our Privacy Notice ("Privacy Notice") carefully because they govern your use of the websites located at dseek.ai and jubit.ai (collectively, the "Sites") and our AI-powered platforms that provide multi-model AI chat, financial data analytics, regulatory intelligence, and related services accessible via the Sites and/or corresponding applications ("Apps") offered by Dseek & Jubit AI ("Dseek", "Jubit", "we", "us", or "our"). To make these Terms easier to read, the Sites, our services, related offerings, and Apps are collectively called the "Services."
Our Services provide AI-powered tools including but not limited to:
Through your engagement with our Services, we gain invaluable insights enabling us to improve the algorithms, machine learning, and artificial intelligence (including generative AI tools) powering and supporting the Services or our other products and services (collectively, "AI Tools") so that our technology will be increasingly beneficial, collaborative, and enjoyable for our users to interact with.
Given the evolving state of artificial intelligence, we acknowledge areas requiring continuous improvement. As part of that, you recognize that:
(i) Data Usage: We may use data about or from your interactions and conversations to improve our Services. WE MAY USE ANY DATA ABOUT OR FROM YOUR CONVERSATIONS, INTERACTIONS AND ANY OTHER USER CONTENT TO PERSONALIZE YOUR EXPERIENCE ON THE SERVICES, BUILD, TRAIN AND FINETUNE THE AI TOOLS, OTHERWISE IMPROVE OUR SERVICES, AND/OR DEVELOP NEW PRODUCTS AND SERVICES, AS FURTHER DESCRIBED IN OUR PRIVACY NOTICE AND SECTION 8(b) OF THESE TERMS.
(ii) Accuracy Limitations: The information you receive from our Services may not be accurate or trustworthy. You recognize that any information you receive from our Services may not be accurate, reliable, or otherwise trustworthy. Similar to other AI Tools, our Services may hallucinate or confabulate. Getting factuality right remains an active area of research for the entire field of AI, and it remains a significant priority for the development of the Services going forward. Please also review the "Warranty Disclaimers" in Section 14 below for additional information.
(iii) Financial Data Disclaimer: Financial data, regulatory filings, and market information provided through our Services are for informational purposes only and should not be construed as financial, investment, legal, or professional advice. Users should verify all information independently and consult qualified professionals before making any financial decisions.
By using our Services, you agree to be bound by these Terms. If you don't agree to be bound by these Terms, do not use the Services. If you are accessing and using the Services on behalf of a company (such as your employer) or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms. In that case, "you" and "your" will refer to that entity.
Please review our Privacy Notice, which also governs your use of the Services, for information on how we collect, use, and share your information. We may process personal information to improve AI Tools, the Services, and our other products and services, as further described in the Privacy Notice. Our data processing practices comply with applicable data protection laws, including the Personal Data (Privacy) Ordinance (Cap. 486) of Hong Kong.
We may update the Terms from time to time in our sole discretion. If we do, we'll let you know by posting the updated Terms on the Sites, to the Apps, and/or may also send other communications. It's important that you review the Terms whenever we update them or you use the Services. If you continue to use the Services after we have posted updated Terms it means that you accept and agree to the changes. If you don't agree to be bound by the changes, you may not use the Services anymore. Because our Services are evolving over time we may change or discontinue all or any part of the Services, at any time and without notice, at our sole discretion.
You may use the Services only if you are at least 16 years of age (or such other minimum age at which you can provide consent to data processing under the laws of your territory), and not otherwise barred from using the Services under applicable law. If you are over 16 years of age but under the age of majority in your respective jurisdiction (18 in Hong Kong), you hereby represent and warrant that your parent or legal guardian has read these Terms, and accepts them on your behalf. Parents and legal guardians are responsible for the acts of their minor children when using the Services, whether or not the parent or guardian has authorized such acts.
If you want to access the Apps or use certain features of the Services you'll have to create an account ("Account"). It's important that you provide us with accurate, complete, and up-to-date information for your Account and you agree to update such information to keep it accurate, complete, and up-to-date. If you don't, we might have to suspend or terminate your Account. You agree that you won't disclose your Account password to anyone and you'll notify us immediately of any unauthorized use of your Account. You're responsible for all activities that occur under your Account, whether or not you know about them.
To further personalize and enhance your experience and/or enable certain features of the Services, you may choose to link your Account with online accounts you have with third-party service providers (such as Google, GitHub, Discord, or other OAuth providers) ("Third-Party Accounts").
By granting us access to any Third-Party Accounts, you understand and agree that: (i) we will access, make available, and store your interactions under Third-Party Accounts, as well as any content that you have provided to or stored in your Third-Party Account, to personalize your experience; (ii) this content will be used to curate content, suggest relevant features, and improve our AI Tools' understanding of your preferences; and (iii) you can disconnect any linked Third-Party Account at any time through your Account settings. Your use of any Third-Party Account is subject to the terms and conditions of that third party, as further described in Section 12. We are not responsible for the practices of third-party services, and we encourage you to review their terms and privacy policies.
The Services are operated from facilities in Hong Kong SAR and the United States. We make no representations that the Services are appropriate or available for use in all locations. Those who access or use the Services from other jurisdictions do so at their own volition and are entirely responsible for compliance with all applicable local laws and regulations, including but not limited to export and import regulations. You may not use the Services if you are a resident of a country embargoed by applicable sanctions laws, or are a foreign person or entity blocked or denied by relevant government authorities.
For users accessing the Services from Hong Kong SAR:
We appreciate feedback, comments, ideas, proposals, and suggestions for improvements to the Services ("Feedback"). If you choose to submit Feedback, you agree that we are free to use it without any restriction or compensation to you.
We offer both free and subscription versions of our Services; the subscription version requires purchasing a monthly or annual subscription to access and use additional features and benefits (the "Subscription"), as further described below.
If you purchase a Subscription (each, a "Transaction"), you expressly authorize us (or our third-party payment processor) to charge you for such Transaction. We may ask you to supply additional information relevant to your Transaction, including your payment method details, and your email and postal addresses for billing and notification (such information, "Payment Information"). You represent and warrant that you have the legal right to use all payment method(s) represented by any such Payment Information. By initiating a Transaction, you agree to the pricing, payment, and billing policies applicable to such fees and charges, as posted or otherwise communicated to you. All payments for Transactions are non-refundable and non-transferable except as expressly provided in these Terms. Fees are payable in Hong Kong Dollars (HKD) or United States Dollars (USD) as indicated at the time of purchase.
If you purchase a Subscription, you will be charged the monthly or annual Subscription fee, plus any applicable taxes, and other charges ("Subscription Fee"), at the beginning of your Subscription and each month or year thereafter, at the then-current Subscription Fee. BY PURCHASING A SUBSCRIPTION, YOU AUTHORIZE DSEEK & JUBIT AI TO INITIATE RECURRING NON-REFUNDABLE PAYMENTS AS SET FORTH BELOW. If you purchase a Subscription, we (or our third-party payment processor) will automatically charge you each month or each year based on the date of the commencement of your Subscription, using the Payment Information you have provided until you cancel your Subscription.
YOUR PURCHASE IS FINAL AND YOU WILL NOT BE ABLE TO CANCEL THE PURCHASE AND/OR RECEIVE A REFUND OF YOUR SUBSCRIPTION FEE AT ANY TIME, EXCEPT AS REQUIRED BY APPLICABLE CONSUMER PROTECTION LAWS IN YOUR JURISDICTION. You may cancel your Subscription at any time, but please note that such cancellation will be effective at the end of the then-current Subscription period. To cancel, you can send an email to support@dseek.ai. You will be responsible for all Subscription Fees incurred for the then-current Subscription period.
We offer different service tiers, each with distinct features and data handling practices. By using a particular tier, you agree to the data handling practices associated with that tier as described below and in our Privacy Notice.
Storage Choice (Pro/Max): When you choose local-only storage, your data remains in your browser's IndexedDB and is never transmitted to our servers. This provides maximum privacy but means data will not sync across devices and may be lost if you clear browser data. Cloud storage enables cross-device synchronization and backup but requires data to be stored on our secure servers.
Your right to export your data varies by service tier:
To request a data export, visit your account settings or contact data@dseek.ai.
Our Services may allow you to store, submit, transmit, or share content such as text (in posts or communications with others), files, documents, graphics, images, and Input (as defined below) via certain AI Tools. Anything (other than Feedback) that you post or otherwise make available through the Services (including via Third-Party Accounts) is referred to as "User Content". Dseek & Jubit AI does not claim any ownership rights in any User Content and nothing in these Terms will be deemed to restrict any rights that you may have to your User Content.
To provide our Services we need you to give us some legal permissions (known as a "license") to use User Content. By making any User Content available through the Services you hereby grant to Dseek & Jubit AI a non-exclusive, transferable, worldwide, royalty-free license, with the right to sublicense, to use, copy, modify, create derivative works based upon, distribute, publicly display, and publicly perform your User Content in connection with operating, providing, and improving the Services and our other products and services. This license includes the right to use User Content to build, train, and finetune AI Tools.
You are solely responsible for all your User Content. You represent and warrant that you have (and will have) all rights that are necessary to grant us the license rights in your User Content under these Terms. You represent and warrant that neither your User Content, nor your use and provision of your User Content to be made available through the Services, nor any use of your User Content by Dseek & Jubit AI on or through the Services will infringe, misappropriate, or violate a third party's intellectual property rights, or rights of publicity or privacy, or result in the violation of any applicable law or regulation.
You can remove various forms of your User Content by specifically deleting it. You should know that in certain instances, some of your User Content may not be completely removed and copies of your User Content may continue to exist on the Services. Additionally, some User Content may be retained by AI Tools. Please read the Privacy Notice on your rights to request deletion of personal information. To the maximum extent permitted by law, we are not responsible or liable for the removal or deletion of (or the failure to remove or delete) any of your User Content.
The Services may generate output for you (each, "Output") in response to: (i) your interaction, request, or input; or (ii) User Content uploaded or submitted to influence the Output or Services (collectively, "Input"). You may not sell or share for commercial benefit or purposes Output to any third parties without our prior written consent. In addition to any other rights described in these Terms, Dseek & Jubit AI may use and modify Input and Output to enforce any applicable acceptable use policies and to comply with applicable law.
We make available through the Services content, including Output, that is subject to intellectual property rights. We retain all rights to that content, and to the Services, including all AI models and systems.
If you comply with these Terms, Dseek & Jubit AI grants to you a limited non-exclusive, non-transferable license, with no right to sublicense, to download and install the Apps on your personal computers, mobile handsets, tablets, wearable devices, and/or other devices and to run the Apps solely for your own personal non-commercial purposes. Except as expressly permitted in these Terms, you may not: (i) copy, modify, or create derivative works based on the Apps; (ii) distribute, transfer, sublicense, lease, lend, or rent the Apps to any third party; (iii) reverse engineer, decompile, or disassemble the Apps (unless applicable law permits, despite this limitation); or (iv) make the functionality of the Apps available to multiple users through any means.
This Section 9(b) applies to any App that you acquire from the Apple App Store or use on an iOS device. Apple has no obligation to furnish any maintenance and support services with respect to the App. In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the App purchase price to you (if applicable) and, to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App. Apple and its subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of the Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary thereof.
You agree not to do any of the following:
We are not obligated to monitor access to or use of the Services or to review or edit any content. However, we have the right to do so for the purpose of operating the Services, to ensure compliance with these Terms, and to comply with applicable law or other legal requirements. We reserve the right, but are not obligated, to remove or disable access to any content, including User Content or Output, at any time and without notice. We have the right to investigate violations of these Terms or conduct that affects the Services. We may also consult and cooperate with law enforcement authorities to prosecute users who violate the law.
Dseek & Jubit AI respects copyright law and expects its users to do the same. It is our policy to terminate in appropriate circumstances account holders who repeatedly infringe or are believed to be repeatedly infringing the rights of copyright holders. If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement, please contact us at legal@dseek.ai with the following information:
The Services (including the Apps) may allow you to access third-party websites or other resources. We provide access only as a convenience and are not responsible for the content, products, or services on or available from those resources or links displayed on such websites. You acknowledge sole responsibility for and assume all risk arising from your use of any third-party resources.
We may suspend or terminate your access to and use of the Services, including suspending access to or terminating your account, at our sole discretion, at any time and without notice to you. You may cancel your account at any time by sending us an email at support@dseek.ai. Upon any termination, discontinuation, or cancellation of the Services or your account, the following Sections will survive: 1, 6, 7(a), 7(b), 7(c) (only for payments due and owing prior to the termination), 8(b), 8(c), 8(e), 8(f), 10, 13, 14, 15, 16, 17, 18, and 19.
THE SERVICES AND OUTPUT ARE PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND. WITHOUT LIMITING THE FOREGOING, WE EXPLICITLY DISCLAIM ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. We make no warranty that the Services or Output will meet your requirements or be available on an uninterrupted, secure, or error-free basis. We make no warranty regarding the quality, accuracy, timeliness, truthfulness, completeness, security, or reliability of any information or content on the Services or Output.
Due to the nature of machine learning, Output may not be unique and the Services may generate the same or similar output for us or a third party. GIVEN THE PROBABILISTIC NATURE OF MACHINE LEARNING, THE SERVICES MAY IN SOME SITUATIONS HALLUCINATE, CONFABULATE, OR OTHERWISE PRODUCE OUTPUT THAT IS INACCURATE, INCORRECT, BIASED, OFFENSIVE, OR OTHERWISE UNDESIRABLE. THE SERVICES MAY PRODUCE OUTPUT OR SUMMARIES THAT ARE NOT LINGUISTICALLY CORRECT OR CONTAIN ERRORS. THE ACCURACY, QUALITY, AND COMPLIANCE WITH APPLICABLE LAW OF THE OUTPUT IS DEPENDENT UPON THE INPUT PROVIDED AND YOUR COMPLIANCE WITH THESE TERMS. WE WILL NOT HAVE ANY LIABILITY OR RESPONSIBILITY TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY LOSS OR DAMAGES RELATING TO OR ARISING FROM INPUT, OTHER USER CONTENT, OUTPUT, OR THEIR USE. You should not rely on the Services or any Output for advice of any kind, including medical, legal, investment, financial, or other professional advice. Any Output is not a substitute for advice from a qualified professional.
Financial data, market information, regulatory filings, and related content provided through our Services (including but not limited to CCASS data, HKEX filings, SFC statistics, and offshore jurisdiction data) are provided for informational purposes only. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR TIMELINESS OF ANY FINANCIAL DATA. Users should independently verify all financial information before making any investment or business decisions. The Services do not constitute financial advice, investment recommendations, or regulated financial services under any jurisdiction including Hong Kong's Securities and Futures Ordinance.
The Services may include translated content from other languages, including Chinese-English translations. We make no representation that the translation is accurate or appropriate. Those who access or use the translation do so at their own volition and are entirely responsible for verifying the accuracy of the translation.
You will indemnify and hold Dseek & Jubit AI and its officers, directors, employees, and agents, harmless from and against any claims, disputes, demands, liabilities, damages, losses, and costs and expenses, including, without limitation, reasonable legal and accounting fees arising out of or in any way connected with (a) your access to or use of the Services, (b) your Input or other User Content or their processing or use by us, (c) your violation of any third party's rights, including, but not limited to, intellectual property rights, right of privacy, right of publicity, and confidentiality, or (d) your violation of these Terms.
(a) TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER DSEEK & JUBIT AI NOR ITS SERVICE PROVIDERS INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SERVICES WILL BE LIABLE FOR ANY INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOST REVENUES, LOST SAVINGS, LOST BUSINESS OPPORTUNITY, LOSS OF DATA OR GOODWILL, SERVICE INTERRUPTION, COMPUTER DAMAGE, OR SYSTEM FAILURE OR THE COST OF SUBSTITUTE SERVICES OF ANY KIND ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR FROM THE USE OF OR INABILITY TO USE THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, EVEN IF A LIMITED REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.
(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL OUR TOTAL CUMULATIVE LIABILITY TO YOU ARISING FROM ALL CLAIMS UNDER OR RELATED TO THESE TERMS OR FROM THE USE OF OR INABILITY TO USE THE SERVICES EXCEED THE AMOUNTS ACTUALLY PAID BY YOU TO US FOR USE OF THE SERVICES IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, PROVIDED THAT IN NO EVENT WILL OUR TOTAL CUMULATIVE LIABILITY FOR ALL CLAIMS EXCEED ONE HUNDRED US DOLLARS (US$100.00) OR THE EQUIVALENT IN HONG KONG DOLLARS.
(c) THE EXCLUSIONS AND LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU.
(d) NOTHING IN THESE TERMS SHALL EXCLUDE OR LIMIT LIABILITY FOR DEATH OR PERSONAL INJURY CAUSED BY NEGLIGENCE, FRAUD, OR ANY OTHER LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED BY APPLICABLE LAW.
These Terms and any action related thereto will be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region of the People's Republic of China, without regard to its conflict of laws provisions. Subject to Section 18, the courts of Hong Kong SAR shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms.
For users outside Hong Kong SAR, these Terms and any action related thereto will be governed by the laws of the State of Delaware, United States, without regard to its conflict of laws provisions. Subject to Section 18, disputes shall be resolved in accordance with the dispute resolution mechanisms set forth therein.
We want to address your concerns without the need for formal legal proceedings. Before filing a claim against us, you agree to try to resolve the dispute informally by contacting us at legal@dseek.ai. We'll try to resolve the dispute informally by contacting you via email. If a dispute is not resolved within 30 days of submission, you or we may bring a formal proceeding.
For users in Hong Kong SAR, any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof or the use of the Services ("Disputes") shall be referred to and finally resolved by arbitration administered by the Hong Kong International Arbitration Centre ("HKIAC") under the HKIAC Administered Arbitration Rules in force when the Notice of Arbitration is submitted. The seat of arbitration shall be Hong Kong. The number of arbitrators shall be one. The arbitration proceedings shall be conducted in English.
For users outside Hong Kong SAR: (i) we both may seek to resolve a Dispute in small claims court if it qualifies; (ii) we each retain the right to seek injunctive or other equitable relief from a court to prevent (or enjoin) the infringement or misappropriation of our intellectual property rights; and (iii) any Disputes not resolved informally may be resolved through binding arbitration or in courts of competent jurisdiction as set forth in Section 17(b).
As limited exceptions: (i) we both may seek to resolve a Dispute in small claims court if it qualifies; and (ii) we each retain the right to seek injunctive or other equitable relief from a court to prevent (or enjoin) the infringement or misappropriation of our intellectual property rights.
TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU AND DSEEK & JUBIT AI AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, if the parties' Dispute is resolved through arbitration, the arbitrator may not consolidate another person's claims with your claims, and may not otherwise preside over any form of a representative or class proceeding.
Dseek & Jubit AI and its licensors exclusively own all right, title, and interest in and to the Services, including all associated intellectual property rights. You acknowledge that the Services are protected by copyright, trademark, and other laws of Hong Kong, the United States, and foreign countries. You agree not to remove, alter, or obscure any copyright, trademark, service mark, or other proprietary rights notices incorporated in or accompanying the Services.
These Terms constitute the entire and exclusive understanding and agreement between Dseek & Jubit AI and you regarding the Services, and these Terms supersede and replace all prior oral or written understandings or agreements between us and you regarding the Services. If any provision of these Terms is held invalid or unenforceable by an arbitrator or a court of competent jurisdiction, that provision will be enforced to the maximum extent permissible and the other provisions of these Terms will remain in full force and effect. Except where provided by applicable law in your jurisdiction, you may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms absent our consent or your statutory right, without such consent, will be null. We may freely assign or transfer these Terms without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties, their successors, and permitted assigns.
Any notices or other communications provided by us under these Terms will be given: (i) via email; or (ii) by posting to the Services. For notices made by email, the date of receipt will be deemed the date on which such notice is transmitted.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of Dseek & Jubit AI. Except as expressly set forth in these Terms, the exercise by either party of any of its remedies under these Terms will be without prejudice to its other remedies under these Terms or otherwise.
These Terms are drafted in English. If these Terms are translated into any other language, the English version shall prevail in case of any inconsistency.
If you have any questions about these Terms or the Services, please contact us at:
Dseek & Jubit AI
Providing AI-powered financial intelligence and multi-model chat services
Serving users in Hong Kong SAR and worldwide